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Operate motor vehicle without insurance. We know how to help.

Driving without insurance, C.A.I.A. section 2 (1) (a), is a very serious offence. The minimum fine for a first offence is $5000.00 and upon a second conviction, the minimum fine is $10,000.00. Why are the fines so high? The Court takes the position that a fine for driving without insurance should be more than it would cost to purchase insurance. This is what the Court considers a "general deterrent" and sends a message to the public that you can't benefit financially from driving without insurance.

If you have been charged with driving without insurance you must obtain the advice of a legal professional before you commit to pleading guilty or running a trial. ACF Legal Services specialize in fighting no insurance charges and we have the expertise to evaluate your situation and put together a plan that will give you the best chance for a successful outcome.

Don't take the "advice" of the prosecutor or the police officer who charged you. They will not act in your best interest or provide you with the legal opinion you need to make an informed decision. Call our office today and book an appointment to speak to a licensed and experienced professional. We have helped thousands of Ontario motorists successfully deal with serious highway traffic matters.

Demerit Points - Driving without Insurance
  • Drive without insurance
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Stunt Driving

We help with all  Traffic Court matters, including serious accidents and fatalities, in all Ontario courts, including Toronto, Hamilton, Brampton, Owen Sound, Barrie, Caledon Orillia, Churchill, Bradford, Newmarket, Richmond Hill, Bracebridge, & more.

We provide you with options.

When you retain ACF Legal Services we implement the following steps:

  • Initial client meeting
  • Offence notice filing or first appearance in Court
  • Obtaining disclosure
  • Review of disclosure
  • Resolution meeting with Prosecutor
  • Client consultation prior to resolution

After these steps are taken we will provide you with a legal opinion regarding your case and advise you of your options. We offer no guarantees regarding the outcome of your case and we are always straight forward and honest regarding your chances of success.

We know how to help

We know how important your driving record is, and as such we will handle your case individually. You will meet with an ACF Paralegal personally who will listen to your concerns and then outline a plan of action specific to your realistic goals.

Our service is not inexpensive, however once you have ACF Legal Services on your side, you will rest assured that you have a professional representative fighting your traffic ticket and providing you with the options you need to achieve the result you want.

Speeding tickets
Handheld Device Charges
Accident Charges

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