Operate motor vehicle without insurance. We know how to help.

Driving without insurance, C.A.I.A. section 2 (1) (a), is a very serious offence. The minimum fine for a first offence is $5000.00 and upon a second conviction, the minimum fine is $10,000.00. Why are the fines so high? The Court takes the position that a fine for driving without insurance should be more than it would cost to purchase insurance. This is what the Court considers a "general deterrent" and sends a message to the public that you can't benefit financially from driving without insurance.

If you have been charged with driving without insurance you must obtain the advice of a legal professional before you commit to pleading guilty or running a trial. ACF Legal Services specialize in fighting no insurance charges and we have the expertise to evaluate your situation and put together a plan that will give you the best chance for a successful outcome.

Don't take the "advice" of the prosecutor or the police officer who charged you. They will not act in your best interest or provide you with the legal opinion you need to make an informed decision. Call our office today and book an appointment to speak to a licensed and experienced professional. We have helped thousands of Ontario motorists successfully deal with serious highway traffic matters.